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Leff, co-founder of frequent flier community Milepoint.com, says credit card rewards have never been better.Maximizing your points is just a matter of paying attention and making the right choices.While American Express is decidedly discrete about the details of membership, this is what we do know: the Black Card has no credit limit, cards are issued by invitation only and one of the criteria considered for an invitation is annual credit card charges -- those interviewed for the story claim that the threshold for invitation has been lowered from

Leff, co-founder of frequent flier community Milepoint.com, says credit card rewards have never been better.Maximizing your points is just a matter of paying attention and making the right choices.While American Express is decidedly discrete about the details of membership, this is what we do know: the Black Card has no credit limit, cards are issued by invitation only and one of the criteria considered for an invitation is annual credit card charges -- those interviewed for the story claim that the threshold for invitation has been lowered from $1 million to $250,000 in recent years.What is clear is that the one-time $5,000 initiation fee and annual $2,500 membership does come with unique perks, including airline and hotel upgrades, and a personalized concierge service that helps with travel and restaurant reservations as well as shopping procurement -- benefits many holders say are the Black Card's true value. ' Within a minute, eight sales guys were there ready to help me." I like to use it to impress the ladies, and they certainly are very inquisitive about it.But this hard-to-get credit card, with its unusual black appearance and hefty metal weight, does more than ensure access to airport lounges. I think that it shows that you are not only responsible with your money, but that you have arrived financially in your life and in your career.Evoking allure of wealth and power, it is known to curry favor and fawning by those who covet it. Broke, but won't give up his Black Card Not all stories are so entertaining.Remember, none of these tricks is worth pursuing unless you pay off your card every month; otherwise, interest charges cancel out any gain. "I remember I got excited when Chase offered a 20,000-mile bonus," Leff says. Fifty thousand miles is the new 15,000, and we're seeing 100,000-mile sign-up bonuses with some regularity.It's incredible." With that many miles, you can get two coach tickets to anywhere in Europe, worth several dollars.

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Leff, co-founder of frequent flier community Milepoint.com, says credit card rewards have never been better.

Maximizing your points is just a matter of paying attention and making the right choices.

While American Express is decidedly discrete about the details of membership, this is what we do know: the Black Card has no credit limit, cards are issued by invitation only and one of the criteria considered for an invitation is annual credit card charges -- those interviewed for the story claim that the threshold for invitation has been lowered from $1 million to $250,000 in recent years.

What is clear is that the one-time $5,000 initiation fee and annual $2,500 membership does come with unique perks, including airline and hotel upgrades, and a personalized concierge service that helps with travel and restaurant reservations as well as shopping procurement -- benefits many holders say are the Black Card's true value. ' Within a minute, eight sales guys were there ready to help me." I like to use it to impress the ladies, and they certainly are very inquisitive about it.

million to 0,000 in recent years.What is clear is that the one-time ,000 initiation fee and annual ,500 membership does come with unique perks, including airline and hotel upgrades, and a personalized concierge service that helps with travel and restaurant reservations as well as shopping procurement -- benefits many holders say are the Black Card's true value. ' Within a minute, eight sales guys were there ready to help me." I like to use it to impress the ladies, and they certainly are very inquisitive about it.But this hard-to-get credit card, with its unusual black appearance and hefty metal weight, does more than ensure access to airport lounges. I think that it shows that you are not only responsible with your money, but that you have arrived financially in your life and in your career.Evoking allure of wealth and power, it is known to curry favor and fawning by those who covet it. Broke, but won't give up his Black Card Not all stories are so entertaining.Remember, none of these tricks is worth pursuing unless you pay off your card every month; otherwise, interest charges cancel out any gain. "I remember I got excited when Chase offered a 20,000-mile bonus," Leff says. Fifty thousand miles is the new 15,000, and we're seeing 100,000-mile sign-up bonuses with some regularity.It's incredible." With that many miles, you can get two coach tickets to anywhere in Europe, worth several dollars.

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